Homes for Sale in Ramsey, MN
Ramsey is a growing Anoka County city that offers a mix of spacious residential lots and a vibrant, transit-oriented downtown known as The COR. The city borders the scenic Rum River, providing beautiful parks and outdoor recreation. Residents enjoy a peaceful suburban lifestyle with an easy commute via the Northstar commuter rail station.
Why Live in Ramsey
Ramsey Market Snapshot
Monthly figures from the NorthstarMLS Local Market Update.
Median Sales Price
% of Original List Price Received
Days on Market
Closed Sales
Homes for Sale
Months Supply
Supply vs. Demand Trends
Ramsey Housing Market Today
Here is where the Ramsey market stood in August 2026. The median sale price has increased by 9% from last year to $399,900. Homes are selling 6 days longer than last year, averaging 36 days on market, and sellers are receiving 99.4% of their original asking price. The area is currently a seller's market with 2.6 months of supply. Active inventory is holding steady at 105 homes for sale.
In this seller's market, buyers should be prepared to act quickly, while sellers can generally expect strong interest if priced correctly.
In Ramsey, homes were most commonly built in 1990-1999, about 85% of occupied homes are owner-occupied, and the average commute is 28 minutes. Roughly 73% of homes are single-family detached, and the median home was built in 1996.
Homeowners with a mortgage typically spend $2,004 a month on housing costs, lower than the Twin Cities metro and the median property tax bill is $3,481 a year.
Data: NorthstarMLS Local Market Update via 10K Research, published September 12, 2026.
Ramsey market questions
Is Ramsey a buyer's or seller's market?
Ramsey was a seller's market in August 2026, with 2.6 months of supply. Under about 3 months generally favors sellers, 3 to 6 months is considered balanced, and over 6 months favors buyers. There were 105 homes for sale.
How fast are homes selling in Ramsey?
Homes that sold in August 2026 spent an average of 36 days on market, 6 days slower than a year earlier. Sellers received 99.4% of their original list price on average.
Are home prices going up in Ramsey?
Yes. The median sale price rose 8.7% year over year to $399,900. Price per square foot moved the other way (from $186 to $185), which suggests the change mostly reflects the mix of homes sold.
Living in Ramsey
Housing, cost of ownership and commuting, compared with the Twin Cities metro.
In Ramsey, homes were most commonly built in 1990-1999, about 85% of occupied homes are owner-occupied, and the average commute is 28 minutes.
Data: ACS 2020-2024 5-year estimates
What does it cost to own a home in Ramsey?
Homeowners with a mortgage typically pay $2,004 a month in housing costs and the median property tax bill is $3,481 a year.
Median home value
$359,600
Similar to the Twin Cities metro
The midpoint of estimated values for owner-occupied homes.
Median property taxes paid
$3,481/yr
Lower than the Twin Cities metro
The midpoint of annual property taxes paid by homeowners.
Typical monthly owner costs (with mortgage)
$2,004/mo
Lower than the Twin Cities metro
Median monthly housing costs for owners with a mortgage.
Typical monthly owner costs (no mortgage)
$669/mo
Lower than the Twin Cities metro
Median monthly housing costs for owners without a mortgage.
Median rent
$1,826/mo
Higher than the Twin Cities metro
The midpoint of monthly gross rent, including utilities.
What are homes like in Ramsey?
About 85% of occupied homes are owner-occupied and the median home was built in 1996.
Owner-occupied homes
85%
Higher than Twin Cities metro overall
The share of occupied homes lived in by their owners.
Median year built
1996
Similar to the Twin Cities metro
The midpoint of years when homes in the area were built.
Home age by decade
The share of homes built during each period.
- 2020 or later2%
- 2010-201919%
- 2000-200919%
- 1990-199922%
- 1980-198912%
- 1970-197920%
- 1960-19693%
Types of homes
The share of housing units in each building type.
- Single-family detached73%
- Townhome / attached18%
- 5+ units8%
How do people get around in Ramsey?
The average one-way commute is 28 min and 95% of homes have broadband.
Average commute
28 min
Higher than the Twin Cities metro
The average one-way travel time to work for commuters.
How people get to work
The share of workers using each listed way to get to work.
- Drive alone76%
- Carpool5%
- Public transit1%
- Work from home17%
Homes with broadband
95%
Similar than Twin Cities metro overall
The share of households with a broadband internet subscription.
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