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4070 Jay Lane, White Bear Lake, MN 55110 - MLS# 7152424

MLS® #: 7152424|Days on Market: 20|Listed: Oct 1, 2026

$350,000

$375,000↓ 6.7%

Bedrooms

Bathrooms

Square Feet

1,661

Acres

0.29

Year Built

1955

Property Type

Residential

Heating

Natural Gas, Forced Air

Cooling

Ceiling Fan(s), Central Air

Garages

Days on Market

School District

624 - White Bear Lake

Welcome to a home where space, comfort, and friendly neighborhood come together beautifully. This inviting 5-bedroom, 2-bath rambler offers bright, living spaces and a flexible floor plan designed for effortless everyday living.

The main level features three bedrooms complemented by beautiful hardwood floors that bring warmth and timeless character to the home. The lower level offers even more versatility, with two spacious bedrooms featuring egress windows and a comfortable family room ideal for movie nights, overnight guests, hobbies, or a home office.

Updated windows enhance the home’s comfort, while the fully fenced backyard creates a private setting for relaxing, entertaining, pets, and outdoor enjoyment. A detached 2-car garage and additional storage shed provide both convenience and valuable extra storage.

Just blocks from White Bear Lake, you’ll enjoy the added appeal of having the beauty of the lake and an outdoor lifestyle close to home. With generous living spaces, classic hardwood floors, a versatile layout, and an exceptional neighborhood, this welcoming rambler offers a wonderful place to call home.

4070 Jay Lane, White Bear Lake, MN 55110

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Interior Information

BasementBlock, Daylight/Lookout Windows, Egress Window(s), Finished

AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Range, Refrigerator, Washer

CoolingCentral Air

HeatingForced Air

FuelNatural Gas

LaundryIn Basement

Dining RoomInformal Dining Room

Interior AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Washer/Dryer Hookup

ElectricCircuit Breakers

AccessibilityGrab Bars In Bathroom, Partially Wheelchair

Size & Levels

LevelsOne

Total Finished Sq Ft1,661 sq ft

Above Grade Finished1,092 sq ft

Below Grade Finished569 sq ft

Main Level Finished1,092 sq ft

Bathrooms

Full Baths1

3/4 Baths1

Bathroom Details3/4 Basement, Main Floor Full Bath

Rooms

Main Level Rooms

Living Room16' x 13'

Dining Room13' x 8'

Kitchen16' x 7'

Bedroom13' x 10'

Bedroom 210' x 11'

Bedroom 310' x 10'

Lower Level Rooms

Family Room29' x 10'

Bedroom 414' x 10'

Bedroom 510' x 10'

Exterior & Parking

ExteriorVinyl

ConstructionBlock

RoofAge Over 8 Years

FoundationBlock

Patio / PorchPatio

Garage Stalls2

ParkingDetached Garage, Asphalt, Garage Door Opener

Lot & Utilities

Property SubtypeSingle Family

Lot Size0.29 acres

Lot Dimensions150x87x150x89

Lot DescriptionCorner Lot, Tree Coverage - Medium

ZoningResidential-Single Family

SubdivisionNormandy Park

TownshipWhite Bear Lake

CountyRamsey

SewerCity Sewer/Connected

WaterCity Water/Connected

Road FrontageCity Street, County Road

FencingChain Link, Wood

Other StructuresStorage Shed

Financial & Tax Information

Annual Taxes$4,806

Tax Year2026

Tax w/ Assessments$4,806

Assessment PendingNo

Parcel Number253022210004

Financing OptionsConventional, VA, FHA, Cash

Assumable MortgageNot Assumable

List TypeExclusive Right To Sell

Location

Call 612-356-2121For Showings and Questions

Neighborhood at a Glance

In this neighborhood, homes were most commonly built in 1960-1969, about 76% of occupied homes are owner-occupied, and the average commute is 24 minutes.

Cost of Ownership

Median home value

$349,400

Higher than the White Bear Lake median

The midpoint of estimated values for owner-occupied homes.

Median property taxes paid

$3,716/yr

Similar to the White Bear Lake median

The midpoint of annual property taxes paid by homeowners.

Typical monthly owner costs (with mortgage)

$1,932/mo

Similar to the White Bear Lake median

Median monthly housing costs for owners with a mortgage.

Typical monthly owner costs (no mortgage)

$770/mo

Higher than the White Bear Lake median

Median monthly housing costs for owners without a mortgage.

Median rent

$1,476/mo

Lower than the White Bear Lake median

The midpoint of monthly gross rent, including utilities.

Homes in the Area

Owner-occupied homes

76%

Higher than White Bear Lake overall

The share of occupied homes lived in by their owners.

Median year built

1962

Similar to the White Bear Lake median

The midpoint of years when homes in the area were built.

Home age by decade

The share of homes built during each period.

1980-19897%
1960-196944%
1950-195939%

Types of homes

The share of housing units in each building type.

Single-family detached79%
5+ units15%

Getting Around

Average commute

24 min

Higher than the White Bear Lake median

The average one-way travel time to work for commuters.

How people get to work

The share of workers using each listed way to get to work.

Drive alone70%
Work from home19%

Homes with broadband

97%

Similar than White Bear Lake overall

The share of households with a broadband internet subscription.

Schools

White Bear Lake School District

This home is in the Lakeaires Elementary, Mariner Middle School and White Bear Lake Area High School attendance areas of White Bear Lake School District.