2688 Cedar Avenue - Photo 1
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2688 Cedar Avenue
2688 Cedar Avenue
2688 Cedar Avenue
2688 Cedar Avenue
2688 Cedar Avenue

2688 Cedar Avenue, White Bear Lake, MN 55110 - MLS# 7136493

MLS® #: 7136493|Days on Market: 24|Listed: Sep 28, 2026

$374,900

Bedrooms
3
Bathrooms
1
Square Feet
989
Acres
0.22
Year Built
1964
Property Type
Residential
Heating
Natural Gas, Forced Air
Cooling
Central Air
Garages
2
Days on Market
24
School District
624 - White Bear Lake

This home checks so many boxes for so many buyers. Whether you're a first-time homebuyer or looking to downsize, you'll find charm, quality, and the ability to gain value and space right away. This well-built 3-bedroom, 1-bathroom rambler offers close to 1,000 square feet on the main level, plus an additional approx. 700 square feet ready to finish to your liking. Use it right away as-is, or treat it as a blank slate to gain a ton of space. Step inside and you'll see the care that's gone into every detail. The entire home has been professionally painted, from the ceilings down to the lower-level floors and walls. The hardwood floors have been refinished, and the light fixtures have been updated throughout. The main-level bathroom has been refreshed with new lighting, a framed mirror, a new shower head and handle, and a refinished tub. Outside, the nearly ¼-acre lot offers a flat backyard with mature trees and a large, low-rise deck. The oversized 2-car garage offers just over 500 square feet of space, complemented by an extra-wide driveway with plenty of room for parking. Every inch is move-in ready. The home has been professionally cleaned from top to bottom, and the exterior, deck, windows, and garage have all been professionally washed. The gutters have been cleaned, the landscaping refreshed, and the exterior winterized, so you can settle in worry-free before the snow flies. For added peace of mind, it comes with a 1-year home warranty and professional rekeying at closing. Plus, the seller is offering a $5,000 incentive toward your closing costs, which you can use to buy down your interest rate or simply make the home your own. All of this sits in a great school district and neighborhood, close to restaurants and shops, and to the charm, memories, and community that make this area so special. Lovingly cared for by its second owners for 56 years, this well-kept, thoughtfully updated rambler is ready for its next chapter and won't last long. Come experience White Bear Lake living at its finest!

2688 Cedar Avenue, White Bear Lake, MN 55110

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Interior Information

BasementBlock, Daylight/Lookout Windows, Drain Tiled, Drainage System, Full, Other, Sump Basket, Sump Pump, Unfinished
AppliancesDishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
CoolingCentral Air
HeatingForced Air
FuelNatural Gas
Fireplaces1
LaundryIn Basement, Gas Dryer Hookup, Lower Level, Sink, Washer Hookup
Dining RoomBreakfast Area, Eat In Kitchen, Kitchen/Dining Room
Interior AmenitiesCable, Deck, Hardwood Floors, Kitchen Window, Local Area Network, Main Floor Primary Bedroom, Multiple Phone Lines, Natural Woodwork, Other, Porch, Washer/Dryer Hookup
ElectricCircuit Breakers, 150 Amp Service

Size & Levels

LevelsOne
Total Finished Sq Ft1,978 sq ft
Above Grade Finished989 sq ft
Main Level Finished989 sq ft

Bathrooms

Full Baths1
Bathroom DetailsMain Floor Full Bath

Rooms

Main Level Rooms

Living Room17' x 12'
Informal Dining Room6' x 9'
Kitchen9' x 12'
Bedroom13' x 9'
Bedroom 211' x 13'
Bedroom 310' x 10'
Bathroom5' x 9'

Lower Level Rooms

Laundry22' x 8'
Unfinished13' x 12'
Unfinished35' x 24'

Exterior & Parking

ExteriorVinyl
ConstructionBlock
RoofAge 8 Years or Less, Asphalt, Pitched
FoundationBlock
Patio / PorchDeck, Front Porch, Side Porch
Garage Stalls2
Garage Size24x24 (574 sq ft)
Garage Door16' wide x 7' tall
ParkingDetached Garage, Asphalt, Garage Door Opener

Lot & Utilities

Property SubtypeSingle Family
Lot Size0.22 acres
Lot Dimensions80x120x80x120
Lot DescriptionTree Coverage - Light
ZoningResidential-Single Family
SubdivisionBacchus White Bear Hills
TownshipWhite Bear Lake
CountyRamsey
SewerCity Sewer/Connected
WaterCity Water/Connected
Road FrontageCity Street, Paved Streets, Sidewalks, Street Lights, Storm Sewer
FencingChain Link, Partial
Power CompanyXcel Energy

Financial & Tax Information

Annual Taxes$4,500
Tax Year2026
Tax w/ Assessments$4,500
Assessment PendingNo
Parcel Number253022410007
Financing OptionsConventional, VA, FHA, Cash, Other
Assumable MortgageNot Assumable
List TypeExclusive Right To Sell

Location

Call 612-356-2121For Showings and Questions

Neighborhood at a Glance

In this neighborhood, homes were most commonly built in 1960-1969, about 76% of occupied homes are owner-occupied, and the average commute is 24 minutes.

Cost of Ownership

Median home value

$349,400

Higher than the White Bear Lake median

The midpoint of estimated values for owner-occupied homes.

Median property taxes paid

$3,716/yr

Similar to the White Bear Lake median

The midpoint of annual property taxes paid by homeowners.

Typical monthly owner costs (with mortgage)

$1,932/mo

Similar to the White Bear Lake median

Median monthly housing costs for owners with a mortgage.

Typical monthly owner costs (no mortgage)

$770/mo

Higher than the White Bear Lake median

Median monthly housing costs for owners without a mortgage.

Median rent

$1,476/mo

Lower than the White Bear Lake median

The midpoint of monthly gross rent, including utilities.

Homes in the Area

Owner-occupied homes

76%

Higher than White Bear Lake overall

The share of occupied homes lived in by their owners.

Median year built

1962

Similar to the White Bear Lake median

The midpoint of years when homes in the area were built.

Home age by decade

The share of homes built during each period.

  • 1980-19897%
  • 1960-196944%
  • 1950-195939%

Types of homes

The share of housing units in each building type.

  • Single-family detached79%
  • 5+ units15%

Getting Around

Average commute

24 min

Higher than the White Bear Lake median

The average one-way travel time to work for commuters.

How people get to work

The share of workers using each listed way to get to work.

  • Drive alone70%
  • Work from home19%

Homes with broadband

97%

Similar than White Bear Lake overall

The share of households with a broadband internet subscription.

Estimates for the surrounding census tract, not this specific home.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Schools

White Bear Lake School District

This home is in the Matoska International Elementary, Mariner Middle School and White Bear Lake Area High School attendance areas of White Bear Lake School District.

Elementary

Matoska International

Grades K-5 · 0.5 mi away

Enrollment
543
Students per teacher
16

2530 Spruce Place, White Bear Lake, MN 55110

(651) 653-2847

Middle

Mariner Middle School

Grades 6-8 · 1.1 mi away

Enrollment
881
Students per teacher
17.6

3551 Mcknight Rd N, White Bear Lake, MN 55110

(651) 773-6200

High

White Bear Lake Area High School

Grades 9-12 · 2.8 mi away

Enrollment
2,572
Students per teacher
19.9

5045 Division Ave, White Bear Lake, MN 55110

(651) 444-6700

School assignments can change. Verify enrollment with White Bear Lake School District.

Sources: Minnesota Department of Education attendance areas (2025-26); NCES Common Core of Data 2024 via the Urban Institute Education Data Portal.

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Listed by: Coldwell Banker Realty
Source: NorthstarMLS

Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Pederson Realty are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.