Homes for Sale in White Bear Lake, MN

White Bear Lake is a historic and charming community centered around one of the largest lakes in the metro area. The city offers a vibrant, walkable downtown known as the Marketplace, filled with unique shops and dining. It provides a premier lakeside lifestyle with excellent sailing, boating, and the highly regarded White Bear Lake Area schools.

Why Live in White Bear Lake

Premier sailing and boating on White Bear Lake
Walkable historic Marketplace downtown
Rich lakeside community heritage
Highly regarded White Bear Lake Area schools

White Bear Lake Market Snapshot

Monthly figures from the NorthstarMLS Local Market Update.

Median Sales Price

$347,500
-8.5%vs. September 2025

% of Original List Price Received

98.8%
-0.4 ptsvs. September 2025

Days on Market

36
+71.4%vs. September 2025

Closed Sales

30
-3.2%vs. September 2025

Homes for Sale

59
-20.3%vs. September 2025

Months Supply

2
-28.6%vs. September 2025
Seller's market

Supply vs. Demand Trends

White Bear Lake Housing Market Today

Here is where the White Bear Lake market stood in September 2026. The median sale price has decreased by 9% from last year to $347,500, and a similar trend in price per square foot suggests this is a real move in values rather than a change in the mix of homes selling. Homes are selling 15 days longer than last year, averaging 36 days on market, and sellers are receiving 98.8% of their original asking price. The area is currently a seller's market with 2 months of supply. Active inventory is down 20% from last year to 59 homes for sale.

In this seller's market, buyers should be prepared to act quickly, while sellers can generally expect strong interest if priced correctly.

In White Bear Lake, homes were most commonly built in 1950-1959, about 68% of occupied homes are owner-occupied, and the average commute is 22 minutes. Roughly 59% of homes are single-family detached, and the median home was built in 1969.

Homeowners with a mortgage typically spend $1,888 a month on housing costs, lower than the Twin Cities metro and the median property tax bill is $3,576 a year.

Read the September 2026 White Bear Lake market report

Data: NorthstarMLS Local Market Update via 10K Research, published October 12, 2026.

White Bear Lake market questions

Is White Bear Lake a buyer's or seller's market?

White Bear Lake was a seller's market in September 2026, with 2 months of supply. Under about 3 months generally favors sellers, 3 to 6 months is considered balanced, and over 6 months favors buyers. There were 59 homes for sale.

How fast are homes selling in White Bear Lake?

Homes that sold in September 2026 spent an average of 36 days on market, 15 days slower than a year earlier. Sellers received 98.8% of their original list price on average.

Are home prices going up in White Bear Lake?

No. The median sale price fell 8.5% year over year to $347,500. Price per square foot moved in the same direction (from $247 to $238), which suggests a real change in values rather than a shift in the mix of homes sold.

Living in White Bear Lake

Housing, cost of ownership and commuting, compared with the Twin Cities metro.

In White Bear Lake, homes were most commonly built in 1950-1959, about 68% of occupied homes are owner-occupied, and the average commute is 22 minutes.

Data: ACS 2020-2024 5-year estimates

What does it cost to own a home in White Bear Lake?

Homeowners with a mortgage typically pay $1,888 a month in housing costs and the median property tax bill is $3,576 a year.

Median home value

$331,800

Lower than the Twin Cities metro

The midpoint of estimated values for owner-occupied homes.

Median property taxes paid

$3,576/yr

Lower than the Twin Cities metro

The midpoint of annual property taxes paid by homeowners.

Typical monthly owner costs (with mortgage)

$1,888/mo

Lower than the Twin Cities metro

Median monthly housing costs for owners with a mortgage.

Typical monthly owner costs (no mortgage)

$732/mo

Lower than the Twin Cities metro

Median monthly housing costs for owners without a mortgage.

Median rent

$1,601/mo

Higher than the Twin Cities metro

The midpoint of monthly gross rent, including utilities.

What are homes like in White Bear Lake?

About 68% of occupied homes are owner-occupied and the median home was built in 1969.

Owner-occupied homes

68%

Similar than Twin Cities metro overall

The share of occupied homes lived in by their owners.

Median year built

1969

Similar to the Twin Cities metro

The midpoint of years when homes in the area were built.

Home age by decade

The share of homes built during each period.

  • 2020 or later1%
  • 2010-20195%
  • 2000-20098%
  • 1990-199911%
  • 1980-198913%
  • 1970-197910%
  • 1960-196918%
  • 1950-195920%
  • 1940-19493%
  • 1939 or earlier10%

Types of homes

The share of housing units in each building type.

  • Single-family detached59%
  • Townhome / attached11%
  • 2-4 units2%
  • 5+ units28%

How do people get around in White Bear Lake?

The average one-way commute is 22 min and 95% of homes have broadband.

Average commute

22 min

Lower than the Twin Cities metro

The average one-way travel time to work for commuters.

How people get to work

The share of workers using each listed way to get to work.

  • Drive alone71%
  • Carpool5%
  • Walk or bike1%
  • Work from home21%

Homes with broadband

95%

Similar than Twin Cities metro overall

The share of households with a broadband internet subscription.

Estimates for the city as a whole. Figures are survey estimates and may differ from current market prices.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

What's Nearby in White Bear Lake

OpenStreetMap lists 25 parks, 6 trails, 7 beaches and boat launches, 1 library, 13 schools, and 5 grocery stores within the White Bear Lake city boundary.

Parks

25

21 named

  • Bossard Park
  • Columbia Park
  • Four Seasons Park
  • Hidden Hollow Park
  • Jack Yost Park
  • Lakeview Park
Show all 21 parksShow fewer
  • Lakewood Hills Park (opens in new tab)
  • Lions Park
  • Matoska Park
  • Memorial Beach
  • Podvin Park
  • Railroad Park
  • Ramaley Park
  • Rutherford Park
  • Spruce Park
  • Stellmacher Park
  • Veterans Park
  • Wedgewood Park
  • West Park
  • Weyerhauser Park
  • White Bear Lake County Park

Official source: City of White Bear Lake (opens in new tab)

Trails

6

4 named

  • Bruce Vento Regional Trail
  • Highway 96 Regional Trail
  • Lake Links Trail
  • Mark Sather Trail

Official source: City of White Bear Lake (opens in new tab)

Beaches and boat launches

7

1 named

  • Ramsey County Beach

Official source: City of White Bear Lake (opens in new tab)

Grocery stores

5

4 named

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