520 Main Street N - Photo 1
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520 Main Street N
520 Main Street N
520 Main Street N
520 Main Street N
520 Main Street N

520 Main Street N, Stillwater, MN 55082 - MLS# 7164143

MLS® #: 7164143|Days on Market: 3|Listed: Oct 26, 2026

$895,000

Bedrooms
4
Bathrooms
2
Square Feet
2,238
Acres
0.3
Year Built
1898
Property Type
Residential Income
Heating
Natural Gas, Forced Air
Days on Market
3
School District
834 - Stillwater

Perched above Main Street with beautiful river views, this charming duplex—lovingly known as The Main Street Hideaway—is not your average rental property. Professionally renovated from top to bottom with quality, high-end finishes, it has been thoughtfully maintained and is full of character. Each unit offers 2 bedrooms, 1 bath, laundry, and an open-air porch overlooking Main Street and the St. Croix River. The approximately 1/3-acre lot offers additional possibilities, including potential for a three-car garage with a dwelling unit above (Buyer to verify with City). Owned by the Seller since 1998, the property has been used over the years for short-, mid-, and long-term rentals; Buyer to confirm current permitting and allowable uses with the City. A unique opportunity for investment, owner occupancy, or a downtown Stillwater lifestyle without the confines of condo living—all the fun, convenience, and charm of Stillwater are right outside your door!

520 Main Street N, Stillwater, MN 55082

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Interior Information

BasementBlock, Other, Unfinished
HeatingForced Air
FuelNatural Gas
LaundryLaundry Closet, Main Level, In Unit, Upper Level
ElectricCircuit Breakers

Size & Levels

LevelsTwo
Total Finished Sq Ft2,238 sq ft
Above Grade Finished2,238 sq ft
Main Level Finished1,119 sq ft

Exterior & Parking

ExteriorWood
RoofAsphalt, Flat, Pitched, Rubber
FoundationBlock, Stone
Patio / PorchDeck, Front Porch, Patio, Porch, Side Porch
ParkingAsphalt

Lot & Utilities

Property SubtypeDuplex Up and Down
Lot Size0.3 acres
Lot Dimensionsirregular
Lot DescriptionCorner Lot, Tree Coverage - Light
ZoningResidential-Single Family
SubdivisionStillwater
TownshipStillwater
CountyWashington
SewerCity Sewer/Connected
WaterCity Water/Connected
FencingChain Link, Partial
WaterfrontRiver View

Financial & Tax Information

Annual Taxes$5,503
Tax Year2026
Tax w/ Assessments$5,506
Assessment PendingNo
Parcel Number2803020110090
Financing OptionsConventional, FHA, Cash
List TypeExclusive Right To Sell

Location

Call 612-356-2121For Showings and Questions

Schools

Broker Reciprocity logo
Listed by: Coldwell Banker Realty
Source: NorthstarMLS

Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Pederson Realty are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.