684 Virginia Street, Saint Paul, MN 55103 - MLS# 7074600
$270,000
Well-located up-and-down duplex in St Pauls North End neighborhood offering strong rental functionality and convenient access to downtown St Paul, Interstate 94, public transportation, and University Avenue amenities. The property features two 2-bedroom, 1-bath units, each with private entrances, providing added tenant privacy and long-term rental appeal.
The duplex layout and unit configuration create a practical investment opportunity in an established rental corridor with consistent housing demand. Convenient access to nearby shopping, restaurants, employment centers, and transit routes supports stable long-term occupancy potential.
Utilities are currently partially owner-paid, with ownership implementing a RUBS utility reimbursement program across the portfolio beginning Q3 2026. Future ownership will have the opportunity to improve NOI through utility cost recovery and operational efficiencies. Strong value-add opportunity through continued operational improvements and management optimization.
Interior Information
Size & Levels
Exterior & Parking
Lot & Utilities
Financial & Tax Information
Location
Neighborhood at a Glance
In this neighborhood, homes were most commonly built in 1939 or earlier, about 39% of occupied homes are owner-occupied, and the average commute is 23 minutes.
Cost of Ownership
Median home value
$237,600
Lower than the St. Paul median
The midpoint of estimated values for owner-occupied homes.
Median property taxes paid
$2,884/yr
Lower than the St. Paul median
The midpoint of annual property taxes paid by homeowners.
Typical monthly owner costs (with mortgage)
$1,597/mo
Lower than the St. Paul median
Median monthly housing costs for owners with a mortgage.
Median rent
$1,158/mo
Lower than the St. Paul median
The midpoint of monthly gross rent, including utilities.
Homes in the Area
Owner-occupied homes
39%
Lower than St. Paul overall
The share of occupied homes lived in by their owners.
Median year built
1938
Similar to the St. Paul median
The midpoint of years when homes in the area were built.
Home age by decade
The share of homes built during each period.
- 1970-197915%
- 1950-19594%
- 1939 or earlier53%
Types of homes
The share of housing units in each building type.
- Single-family detached49%
- 5+ units28%
Getting Around
Average commute
23 min
Higher than the St. Paul median
The average one-way travel time to work for commuters.
How people get to work
The share of workers using each listed way to get to work.
- Drive alone56%
- Public transit20%
- Work from home6%
Homes with broadband
94%
Similar than St. Paul overall
The share of households with a broadband internet subscription.
