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10816 165th Avenue NW
10816 165th Avenue NW
10816 165th Avenue NW
10816 165th Avenue NW
10816 165th Avenue NW

10816 165th Avenue NW, Elk River, MN 55330 - MLS# 7133146

MLS® #: 7133146|Days on Market: 57|Listed: Aug 25, 2026

$549,900

$569,900↓ 3.5%
Bedrooms
5
Bathrooms
4
Square Feet
3,527
Acres
0.21
Year Built
2026
Property Type
Residential
Heating
Natural Gas, Forced Air, Fireplace(s)
Cooling
Central Air
Garages
3
Days on Market
57
School District
728 - Elk River

**Ask about our 4.99% interest rate buy-down with preferred lender.**

Step inside this thoughtfully designed home featuring an open-concept layout perfect for modern living. The spacious kitchen boasts a large island, walk-in pantry, and elegant stone countertops — ideal for both everyday meals and entertaining. The dining area and great room flow seamlessly together, while the front flex room, with stylish angled double doors, makes an excellent home office or creative space.

A convenient half bath and a mudroom with an oversized walk-in closet complete the main level. Upstairs, you’ll find four generous bedrooms, including an owner’s suite with vaulted ceiling, a private bathroom, and HUGE walk-in closet. The upper level also offers a versatile loft area, perfect for a playroom or lounge, along with a full bath and a dedicated laundry room.

The finished lookout basement provides even more living space with a large family room, an additional bedroom, and a full bath — perfect for guests or a growing household.

10816 165th Avenue NW, Elk River, MN 55330

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Interior Information

BasementCrawl Space, Daylight/Lookout Windows, Drain Tiled, Finished, Storage Space, Sump Pump
AppliancesAir-To-Air Exchanger, Dishwasher, Microwave, Range, Refrigerator, Tankless Water Heater
CoolingCentral Air
HeatingForced Air, Fireplace(s)
FuelNatural Gas
Fireplaces2
Fireplace FeaturesElectric, Gas, Living Room
Interior AmenitiesFrench Doors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Porch, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
Electric200+ Amp Service

Size & Levels

LevelsTwo
Total Finished Sq Ft3,527 sq ft
Above Grade Finished2,607 sq ft
Below Grade Finished920 sq ft

Bathrooms

Full Baths3
1/2 Baths1
Bathroom Details3/4 Basement, Private Primary, Separate Tub & Shower, Upper Level Full Bath

Rooms

Main Level Rooms

Great Room17' x 16'
Dining Room10' x 14'
Kitchen10' x 13'
Flex Room11' x 12'

Upper Level Rooms

Loft12' x 16'
Bedroom14' x 16'
Bedroom 212' x 10'
Bedroom 311' x 11'
Bedroom 411' x 10'

Basement Level Rooms

Family Room24' x 19'
Bedroom 513' x 11'

Exterior & Parking

ExteriorStone, Fiber Board, Vinyl
RoofAge 8 Years or Less
FoundationConcrete Perimeter
Patio / PorchFront Porch
Garage Stalls3
Garage Size31x21 (672 sq ft)
ParkingAttached Garage, Asphalt
New ConstructionYes

Lot & Utilities

Property SubtypeSingle Family
Lot Size0.21 acres
Lot Dimensions81x131x58x130
Lot DescriptionSod Included in Price
ZoningResidential-Single Family
SubdivisionOAKWATER RIDGE
TownshipElk River
CountySherburne
SewerCity Sewer/Connected
WaterCity Water/Connected

Homeowners Association

Association Fee$346 / year
AssociationCities Management
CommunityOAKWATER RIDGE
Assessment PendingNo
Fee IncludesMaintenance Grounds, Sanitation

Financial & Tax Information

Annual Taxes$0
Tax Year2026
Tax w/ Assessments$0
Assessment PendingNo
Parcel Number75009590306
Financing OptionsConventional, VA, FHA, Cash
List TypeExclusive Right To Sell

Location

Call 612-356-2121For Showings and Questions

Neighborhood at a Glance

In this neighborhood, homes were most commonly built in 2000-2009, about 88% of occupied homes are owner-occupied, and the average commute is 27 minutes.

Cost of Ownership

Median home value

$368,500

Similar to the Elk River median

The midpoint of estimated values for owner-occupied homes.

Median property taxes paid

$4,328/yr

Similar to the Elk River median

The midpoint of annual property taxes paid by homeowners.

Typical monthly owner costs (with mortgage)

$2,035/mo

Similar to the Elk River median

Median monthly housing costs for owners with a mortgage.

Typical monthly owner costs (no mortgage)

$848/mo

Higher than the Elk River median

Median monthly housing costs for owners without a mortgage.

Median rent

$1,417/mo

Higher than the Elk River median

The midpoint of monthly gross rent, including utilities.

Homes in the Area

Owner-occupied homes

88%

Higher than Elk River overall

The share of occupied homes lived in by their owners.

Median year built

2006

Similar to the Elk River median

The midpoint of years when homes in the area were built.

Home age by decade

The share of homes built during each period.

  • 2020 or later10%
  • 2010-201926%
  • 2000-200938%
  • 1990-19996%
  • 1970-19798%

Types of homes

The share of housing units in each building type.

  • Single-family detached61%
  • Townhome / attached22%
  • 5+ units10%

Getting Around

Average commute

27 min

Similar to the Elk River median

The average one-way travel time to work for commuters.

How people get to work

The share of workers using each listed way to get to work.

  • Drive alone69%
  • Work from home22%

Homes with broadband

93%

Similar than Elk River overall

The share of households with a broadband internet subscription.

Estimates for the surrounding census tract, not this specific home.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Schools

Broker Reciprocity logo
Listed by: Capstone Realty, LLC
Source: NorthstarMLS

Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Pederson Realty are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.