13845 Underclift Street NW - Photo 1
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13845 Underclift Street NW
13845 Underclift Street NW
13845 Underclift Street NW
13845 Underclift Street NW
13845 Underclift Street NW

13845 Underclift Street NW, Andover, MN 55304 - MLS# 7148058

MLS® #: 7148058|Days on Market: 31|Listed: Sep 27, 2026

$349,900

$374,900↓ 6.7%
Bedrooms
3
Bathrooms
2
Square Feet
1,520
Acres
0.49
Year Built
1971
Property Type
Residential
Heating
Natural Gas, Forced Air
Cooling
Ceiling Fan(s), Central Air
Garages
2
Days on Market
31
School District
11 - Anoka-Hennepin

Move right in and enjoy this beautifully updated Andover home, offering style, comfort, and peace of mind! This inviting split-entry features three bedrooms, a versatile office/den, and a spacious lower-level family room, providing plenty of room to spread out. The kitchen impresses with striking black granite countertops, a custom-tiled backsplash, stainless steel range hood, newer stainless steel appliances, abundant cabinetry, and generous counter space. Maintenance-free flooring and brand-new carpet add a fresh, updated feel throughout. Bathrooms feature attractive tiled showers and flooring. Step outside onto the brand-new cedar-toned deck overlooking a spacious backyard, perfect for entertaining or simply relaxing. A double detached garage provides additional storage and convenience. Major improvements include a roof just three years old, windows and doors replaced approximately five years ago, and a washer less than one year old. Conveniently located near shopping and everyday amenities. So many updates, so much to love—just move in and enjoy!

13845 Underclift Street NW, Andover, MN 55304

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Interior Information

BasementBlock, Daylight/Lookout Windows, Finished, Full, Storage Space, Tile Shower
AppliancesDishwasher, Dryer, Exhaust Fan, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
CoolingCentral Air
HeatingForced Air
FuelNatural Gas
Interior AmenitiesCeiling Fan(s), Deck, Kitchen Window, Washer/Dryer Hookup

Size & Levels

LevelsSplit Entry (Bi-Level)
Total Finished Sq Ft1,840 sq ft
Above Grade Finished920 sq ft
Below Grade Finished600 sq ft
Main Level Finished920 sq ft
Foundation Size38' x 24'3"

Bathrooms

Full Baths1
3/4 Baths1
Bathroom Details3/4 Basement, Upper Level Full Bath

Rooms

Main Level Rooms

Foyer6'6 x 3'5

Upper Level Rooms

Living Room13'10 x 15'5
Dining Room9'4 x 7'3
Kitchen9'4 x 11'10
Bedroom9'7 x 12'10
Bedroom 29'7 x 12'11
Bathroom6' x 7'7

Lower Level Rooms

Family Room-
Office9'9 x 8'6
Bedroom 313' x 10'7
Bathroom9' x 6'11
Laundry8'10 x 10'9
Storage7'3 x 10'

Exterior & Parking

ExteriorEngineered Wood, Fiber Board, Wood
ConstructionConcrete, Frame
RoofAge 8 Years or Less
FoundationBlock
Patio / PorchDeck
Garage Stalls2
ParkingDetached Garage, Asphalt, Electric, Garage Door Opener

Lot & Utilities

Property SubtypeSingle Family
Lot Size0.49 acres
Lot Dimensions108 x 205
ZoningResidential-Single Family
TownshipAndover
CountyAnoka
SewerCity Sewer/Connected
WaterCity Water/Connected
Road FrontageCity Street

Financial & Tax Information

Annual Taxes$3,116
Tax Year2026
Tax w/ Assessments$3,116
Other Annual Assessments$1,984
Assessment PendingYes
Parcel Number323224240006
Financing OptionsConventional Rehab, Conventional, FHA, Cash, Other
List TypeExclusive Right To Sell

Location

Call 612-356-2121For Showings and Questions

Neighborhood at a Glance

In this neighborhood, homes were most commonly built in 1980-1989, about 96% of occupied homes are owner-occupied, and the average commute is 28 minutes.

Cost of Ownership

Median home value

$384,700

Lower than the Andover median

The midpoint of estimated values for owner-occupied homes.

Median property taxes paid

$3,471/yr

Similar to the Andover median

The midpoint of annual property taxes paid by homeowners.

Typical monthly owner costs (with mortgage)

$1,993/mo

Lower than the Andover median

Median monthly housing costs for owners with a mortgage.

Typical monthly owner costs (no mortgage)

$628/mo

Lower than the Andover median

Median monthly housing costs for owners without a mortgage.

Homes in the Area

Owner-occupied homes

96%

Similar than Andover overall

The share of occupied homes lived in by their owners.

Median year built

1986

Similar to the Andover median

The midpoint of years when homes in the area were built.

Home age by decade

The share of homes built during each period.

  • 2000-200912%
  • 1990-199918%
  • 1980-198936%
  • 1970-197922%

Types of homes

The share of housing units in each building type.

  • Single-family detached91%

Getting Around

Average commute

28 min

Higher than the Andover median

The average one-way travel time to work for commuters.

How people get to work

The share of workers using each listed way to get to work.

  • Drive alone69%
  • Work from home24%

Homes with broadband

96%

Similar than Andover overall

The share of households with a broadband internet subscription.

Estimates for the surrounding census tract, not this specific home.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Schools

Anoka-Hennepin Public School District

This home is in the Wilson Elementary, Anoka MS for the Arts - Fred Moore Middle and Anoka High School attendance areas of Anoka-Hennepin Public School District.

Elementary

Wilson Elementary

Grades K-5 · 0.6 mi away

Enrollment
576
Students per teacher
14.4

1025 Sunny Ln N, Anoka, MN 55303

(763) 506-4701

Middle

More than one school serves this area

Anoka MS for the Arts - Fred Moore

2.4 mi away

1523 5th Ave, Anoka, MN 55303

(763) 506-4600

High

Anoka High School

Grades 9-12 · 1.2 mi away

Enrollment
2,348
Students per teacher
18.5

3939 N 7th Ave, Anoka, MN 55303

(763) 506-6200

School assignments can change. Verify enrollment with Anoka-Hennepin Public School District.

Sources: Minnesota Department of Education attendance areas (2025-26); NCES Common Core of Data 2024 via the Urban Institute Education Data Portal.

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Listed by: Castle Gate Realty, Inc.
Source: NorthstarMLS

Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Pederson Realty are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.